Asset Management

We offer a variety of portfolio management services for individuals, pension and profit sharing plans, retirement funds, foundations, endowments and trusts.

In addition to our traditional investment accounts, we offer several types of fee-based accounts which feature quarterly fees and low (or no) transaction costs.

Cash Management

Our Elite Investment Account™ combines a full-service investment account with a comprehensive cash management program, all for a low annual fee.

Features include unlimited check writing, a VISA™ Gold debit/ATM card, loans, cost basis and gain/loss information, street name dividend investment, electronic deposits/payments, direct access to account information via the Internet, monthly statements and an annual summary statement.

Performance reporting is available for Elite accounts valued at $100,000 or greater (does not include aggregate balances).

Fee-Based Financial Planning

Fee-Based Financial Planning Services are designed to enhance your security. Using Fee-Based Financial Planning Services offers you a way to receive professional advice without having to buy something or open an account.

Our most popular Fee-Based Financial Planning Service is our Lifetime Cash Flow Study^SM, which can help you improve upon the present and plan for the future. In today's volatile circumstances many clients have us assist with budget and debt reduction strategies.

Fee-Based Financial Planning Services are performed by Chartered Financial Services, Inc., a Registered Investment Advisor, and charged on an hourly basis.  We limit your costs by prior agreement with you about cost maximums based on your expected time allotment.  We only provided Fee-Based Financial Planning Services under a Letter of Engagement that clearly spells out what you will receive and how much the service will cost. 

Fee-Based Financial Planning Services can help you gain a level of confidence and receive neutral advice while for a reasonable price. 

Additional Popular Fee-Based Financial Planning Services include:

Family Office – Serves to Coordinate Financial Matters for Wealthy Families

Detailed Analysis of Portfolios for Private or Institutional Clients

Comprehensive Estate Planning

Budget Analysis and Creation

Succession Plans and Retirement Planning

Creation of College Tuition Funding Budgets

Family Financial Planning Meetings

Helping Multiple Interested Parties Come to Agreement to Foster Effective Financial Strategies