At Chartered Financial Services, Inc., we have always been committed to offering you professional and credentialed advice.

This is different from sales-oriented information designed to generate transactions.  The company was founded by Frederick Ravid, who first began working on Wall Street in 1983.  Our mission has always focused on neutrality and avoiding conflicts of interest.

We are known for offering thoughtful Financial Planning and for close client relationships.  We seek to give our clients the advantages of focused service and attention to your unique needs.  We do not employ cookie-cutter solutions.  Our clients’ portfolios and strategies are as varied as our clients’ lives and needs. 

Our primary focus has been to build a nimble company which can respond in the very personal ways our clients need.  You are never “just a number” in a relationship with our Firm. 

Financial Planning is an approach to serving you from a holistic orientation.  To avoid pressing you into a transactional relationship, we offer either fee-based or commission-based services.  We offer both approaches to make sure you can get professional expertise even if you do not have an account here.  Because we offer fee-based Financial Planning, we are able to remain neutral and focused on your security.

Consultations with us begin with a leave-your-checkbook at home meeting at our office in which we consider your situation and explore your needs.